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Clearing your balance sooner could help you pay less in interest. See how a small change to your monthly payments could make a big difference to the time it takes to clear your balance. T&Cs apply.
Barclaycard Sidekicks
Knowing how your finances work could give you more control
An extra bit of know-how can make all the difference when it comes to getting credit confident. The Barclaycard Sidekicks are here to help – and below, you’ll find the tools you need to keep on top of your finances.
By understanding how your payments affect your balance, and the way interest is charged to your account, you can make adjustments that could help to put you in control of your money – not the other way round.
Get to know your minimum payment
Find out what a minimum payment is and why it’s a good idea to pay more than this whenever you can.
Ways to repay your balance
While your credit card could give you flexibility with purchases, your repayments can be flexible too. Find out more about the different ways you could clear your balance sooner.
Has your phone met our app?
See how the Barclaycard app can help you manage and keep on top of your money.
What is credit card APR?
It’s something that every card has and it gives you an idea of the card’s yearly cost.
Learn how interest works
Get the facts about paying interest on your credit card and pick up a few tips to avoid it in the future.
How to manage credit repayments?
Take a look at the bigger picture before deciding on a credit card.
Understanding interest
Learn what interest is and how you could be affected by it.
More ways to Get Credit Confident
Head over to the Barclaycard Sidekicks hub for more tips and hints on shopping safely, building your credit score and planning ahead.