Your terms and conditions
You can see the general terms that apply to your credit card account by clicking on the link below that relates to your product. Please note that we haven't included interest rates or items that vary from customer to customer. Please refer to your monthly statement to see the interest rates and minimum payment calculation that apply to your account.
Current terms and conditions
Barclaycard Platinum / Initial / Freedom / Cashback / Forward / Littlewoods PDF (251KB)
Barclaycard Rewards PDF (735KB)
Barclays Infinite PDF (201KB)
Hilton Honors Platinum Visa® PDF (148KB)
New terms and conditions effective from 26 January 2021
Barclaycard Platinum / Initial / Freedom / Cashback / Forward / Littlewoods PDF (315KB)
Barclaycard Rewards PDF (447KB)
Barclays Infinite PDF (268KB)
Hilton Honors Platinum Visa® PDF (245KB)
Summary of the key changes made to your terms and conditions effective from 26 January 2021
Barclaycard Platinum / Initial / Freedom / Cashback / Forward / Littlewoods PDF (165KB)
Barclays Infinite PDF (166KB)
Hilton Honors Platinum Visa® PDF (136KB)
Do you need to check your personal Terms and Conditions?
You can request a copy of your personal terms and conditions by logging into your account.
Step 1 - Log in to your account
Step 2 - Many customers have them in full online now on the ‘Your details’ page. Or alternatively you can request a copy by sending us a secure message from your account.
Don’t forget, your latest statement always provides information about interest, fees and charges, along with any transfers and offers you may have taken.
Logging into your account is the best way to get your Terms and Conditions but if you’re not able to do that, contact us.
Statement of Lender and Borrower Responsibilities
The Statement of Lender and Borrower Responsibilities explains some of our key responsibilities and what we ask of you, to make sure the relationship works well for both of us. Please view this document PDF (164KB) and take the time to read it carefully.