Terms and conditions

  • The effective balance transfer fee you will pay is 1.49% of the balance transfer
  • The initial balance transfer fee debited to your account will be 3%, we will then apply a credit to reduce the effective fee charged to 1.49% of the balance transfer
  • The credit will be applied to your account within 2 working days from the point your balance transfer is processed
  • The credit will show on your account shortly after it is applied, and will be visible on the next statement you receive after that. This may be up to 28 days later
  • You will qualify for this offer provided that you transfer a balance to your Barclaycard Platinum card within 60 days of opening your Barclaycard Platinum card
  • Your Barclaycard Platinum account is not in default at the time that the credit is due
  • You have not given us notice to withdraw or to close the account at the time that the credit is due
  • The offer is only valid for new customers applying through this site and may be withdrawn at any time.