You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.
We recently contacted you to explain why Barclaycard Initial could be the right match for you. Before you apply, here's a quick reminder:
*Actual credit limit offered will be based on your individual circumstances.
**Remember your interest rate will move in line with the Bank of England base rate, so your rate might change before we reduce it.
Before you go ahead, make sure you've read the summary box and part one of your application carefully.
This offer is only available for new customers and Barclaycard reserves the right to withdraw this offer at any time. Terms and conditions apply and a Barclaycard is subject to application and status.
Understanding how fees work can help you to manage your account. So make sure you’re up to speed on the types of fees we may charge you.
Your standard and cash interest rates will move up and down in line with the Bank of England Base Rate. To learn more visit barclaycard.co.uk/understanding-interest.
This card could help you improve your credit rating over time if you:
However, your credit rating could be harmed if you don't manage your Barclaycard sensibly.
Your new account also comes with easy ways to help manage your finances:
We can provide additional support for all customers, including those who have mental or physical health conditions or learning disabilities. If you would like to talk to someone you can call 0800 056 3486 from 08.00 - 21.00 Monday to Friday and 09.00 - 13.00 on Saturday. Or you can visit any Barclays branch and speak to an adviser.
Remember – Where contactless isn’t accepted, you'll be required to use a PIN with this credit card in order to pay for things over the counter in shops and other outlets.
^Terms, conditions & restrictions apply . You must have a Barclaycard account and be aged 18 or over to use the Barclaycard app.
If you have a disability that may affect how you communicate with us or which would make using a PIN difficult, please contact us on 0800 161 5286 before completing the application.
Here's a guide to call charges from landlines within the UK - Read our call charges and information.