Great news - here's the card you've chosen 

A smart choice if you’re new to credit cards or want to improve your credit rating

You’re nearly there - we just need a few more details

Representative example

  • Representative 33.9% APR (variable)
  • Purchase rate 33.9% p.a. (variable)
  • Based on a £1,200 credit limit

What do these rates mean?

The approval of your application depends on your financial circumstances and borrowing history.

What do these rates mean?

The approval of your application depends on your financial circumstances and borrowing history.

Our eligibility checker can tell you if you’re likely to be accepted for the card you want. 

Your Barclaycard at a glance

  • A personalised credit limit

    Between £50 - £1,200.

  • Price promise – 3% interest rate reduction

    If you make all your payments on time for the first year. Keep it going in the second year and you’ll get another 2% reduction. You can find out more in the “How does the price promise work” section below.

  • 0% interest on purchases for 3 months

    From the date you open your account.

  • Manage your account with handy alerts

    Get text or email alerts when your balance is due, helping to keep on top of spending and build your credit score.

    Summary of rates   

    Terms & Conditions

  • Four free Apple subscriptions for up to five months

    Get up to five months of Apple Music, Apple TV+, Apple News+ and Apple Arcade for free, with your new Barclaycard. Continues as paid subscription after trial. UK only, T&Cs apply.

Check if you’re eligible

Making lots of credit applications can make your credit rating worse.

Use our free eligibility checker before you apply to find out whether you’re likely to be accepted for a credit card. It only takes a few minutes and it won’t affect your credit rating.

Important things you need to know

Benefits with your Barclaycard

Before you apply

Apply online in four easy steps and we’ll give you a response in one minute. If approved, your Barclaycard could be with you in five working days.

You can apply if:

  • You are aged 18 or over

  • You haven't been declared bankrupt in the past six years and don’t have more than one County Court Judgement

  • You have had a permanent UK address for at least two years

  • You are employed, with an income of more than £3,000 per annum

What you’ll need to hand:

  • Address details for the last two years

  • Phone number and e-mail address

  • Current employment details

  • Details of your annual income before tax

  • Details of your monthly income after tax

  • A good idea about your monthly outgoings

  • Main bank account sort code and account number

  • In some situations, if your application is accepted you will need to provide copies of your last two bank statements or payslips

Before you go ahead, make sure you've also read and understood the summary box of rates and terms and conditions.

Contact us if you’re having difficulty understanding

We can provide additional support for all customers, including those who have mental or physical health conditions or learning disabilities.

If you would like to talk to someone call 0800 056 3486 from 9am - 5pm Monday to Friday and 9am - 4pm on Saturday.