Tickets? Passport? Barclaycard? You’re all set.
For a simple and secure way to pay overseas, just take your Barclaycard along with you. Packed with features like fraud protection and emergency cash, it’s got you covered – wherever you wander.
And just so you know – you don’t have to tell us you’re taking your card on holiday. Here’s what you get:
With Barclaycard, you just pay one single non-sterling transaction fee of 2.99%* – every time you buy something or withdraw cash overseas.
If you lose your Barclaycard abroad, or it’s stolen, call us 24/7 on +44 (0)1604 230 230 and we can:
The good stuff continues when you’re back – you could have up to 56 days interest-free on the things you bought and any cash withdrawals you made in the local currency while you were away.**
*The 2.99% transaction fee might not apply if you have a Platinum travel credit card, or if we've recently offered you a lower promotional fee by letter or email. This will also tell you the end date for the promotion.
** Premier Charge Card and Woolwich Openplan cards don’t have 56 days’ interest-free purchases. If you have one of these, check your statement.
If you buy something or withdraw cash abroad using the local currency, the transaction and the non-sterling transaction fee are converted into sterling using the payment scheme’s exchange rate on that day.
The two sterling amounts are then added together and divided by the original currency payment amount to work out the new exchange rate. You’ll see this rate – which includes the fee – on your statement.
Some overseas retailers might let you pay in sterling – this is called Dynamic Currency Conversion. And although you’ll avoid the transaction fee this way, it could cost you more than expected. That’s because the exchange rate set by the retailers won’t be as competitive as the ones set by Visa . Alternatively, you can pay in the foreign currency and pay the fee.
To make sure your exchange rate is as competitive as possible, you’ll pay the daily exchange rate set by Visa
Download our Using your card abroad PDF (40KB) - it's got everything you need to know.
The credit card used in the example is Barclaycard Platinum. Other cards may have different fees, which you’ll find in the summary box on your statement
The 56-day interest-free period only applies to new purchases and non-sterling transactions, but only if you pay your main statement balance in full, plus any Purchase Plan instalments. The following cards don’t have 56 days interest-free purchases: Premier Charge Card and Woolwich Openplan. If you have one of these cards, check the back of your statement.