How secure is Contactless Mobile?

Contactless Mobile payments are secure. You enjoy the same 100% fraud protection on Contactless Mobile payments, as your normal contactless and Chip & PIN transactions.

In addition, the Contactless Mobile 'PIN to pay' feature, allows you to ensure a PIN is required for every Contactless Mobile transaction (except when using Contactless Mobile with TfL).

For security purposes, you’ll occasionally be asked to log in to the Barclaycard app, to verify your identity.

If your Contactless Mobile device or Barclaycard is lost, stolen, or misused by someone without your permission, you won’t be liable for any loss on the credit card. If it’s misused with your permission, it’s likely that you’ll be liable for all losses.