If I upgrade or change my card, what happens to my cashback or Freedom Rewards points?

If you change your card so that it no longer has cashback, you’ll stop earning cashback from your first billing day after changing card. We’ll credit any cashback you already have to your first statement after you change card. 

If you change your card so that it no longer has Freedom Rewards, we’ll transfer your accrued points over to your new card and you’ll have 90 days from your first statement to spend them. After 90 days, any points you haven’t used will be removed from your account.

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