Read summary box Read balance transfer terms and conditions
From 1 February 2016, your standard and cash interest rates will move up and down in line with changes to the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. Visit barclaycard.co.uk/understanding-interest. to learn more.
We can provide additional support for all customers including those with mental or physical health conditions or learning disabilities.
Is your annual income going to change? During the application process we’ll ask you to confirm your current annual income. If you know that your annual income will change in the next 12 months, use the lower annual income figure in your application. If you require assistance we're here to help
You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.
When you take out an IHG® Rewards Club Premium Visa credit card you will also get 0% interest for 15 months on balance transfers made within 60 days of account opening (2.99% handling fee applies).
To keep your 0% rates, you'll need to make your minimum payments on time and stay within your credit limit. Otherwise the interest will go back to the purchase rate, which is also the rate you'll pay when your promotional period has ended. If you have a balance transfer you will pay interest on all purchases made unless you repay your balance in full.
The IHG® Rewards Club Premium Visa credit card gives you something back for your everyday spend. For example, if you spend £110 on your weekly groceries and transport, and you use your IHG® Rewards Club Premium credit card, this could earn you over 2,800 IHG® Rewards Club bonus points every 3 months! Plus, if you use your card at any IHG® hotel worldwide you'll earn double points.
IHG® Rewards Club Premium Visa reserves the right to withdraw this offer at any time. IHG® Rewards Club Premium Visa is subject to application and status Terms and Conditions apply.
Remember – you’ll need to use a PIN with this credit card in order to pay for things over the counter in shops and other outlets if it isn’t possible to make contactless payments. If you ever forget your PIN you can easily view it in your Barclaycard online account.
To make things easier, here’s a guide to call charges from landlines within the UK – call charge information
Before you go ahead, make sure you've read and understood the summary box and balance transfer terms and conditions.
Please note it's not possible to apply for a new Barclaycard if you already have a credit card provided by us, including one of our partner cards
Just to let you know, there are a few points to consider (if your application is accepted) for any payments you make to your new Barclaycard account. When your funds are received by us during business hours we make them available for you to spend the next day. Funds received after business hours are considered to be received the following business day. However, we are looking to make improvements to our systems so that funds received by us during business hours are made available to spend within 2 hours. Please note that there is a gap between the time you give a payment instruction to your bank and the time funds are received by us.