If you’re looking for your first credit card, or your credit history isn’t great, our award-winning Barclaycard Initial could be the card for you.
This card could help you improve your credit rating over time if you:
If you don’t make your monthly payments on time and stay under your credit limit, this could make your credit rating worse. So make sure you manage your account properly.
Remember: to keep your 0% rate for 3 months, you’ll need to make your minimum payments on time and stay within your credit limit. Otherwise your 0% rate will go up to the standard rate, which is also the rate you'll pay when your promotional period has ended.Apply now Check if I'm eligible