Terms and conditions


To benefit from the balance transfer offer it needs to be taken out within 60 days of opening the account

The 22 month balance transfer period starts from the date the account is opened. That means if, for example, you don’t take it out for 60 days you’ll have 2 months less of the 0% rate.

This offer is only available for new customers and Barclaycard reserves the right to withdraw this offer at any time.

The minimum you can transfer is £250 across up to five different balance transfers. The maximum amount can vary, depending on your individual credit limit and the existing balance on your Barclaycard. We’ll let you know the maximum amount you can transfer if your application is successful.

You can only transfer balances from cards issued by other banks, not from any other Barclaycard or any of our partner-branded cards. 

When your 0% offer ends you’ll be charged interest at your standard rate for anything new you buy and for any outstanding balance on your card.