Barclaycard 25 month purchase and 25 month balance transfer offer

Barclaycard 27 month purchase and 27 month balance transfer offer

Enjoy 0% interest on purchases and balance transfers

  • 0% interest on purchases for 27 months from the date you open your account
  • 0% interest for 27 months on balance transfers from the date you open your account (2.7% fee applies). Transfers must be made within 60 days to benefit from the 0% offer
  • A transfer fee of 3.5% will be applied to your account at first, but you'll only pay 2.7% as we'll refund the difference –
    terms and conditions apply
  • Exclusive savings on live events with Barclaycard Entertainment

Representative example

Representative example

Representative APR 19.9% APR (variable)
Purchase rate p.a. 19.9% p.a. (variable)
Assumed credit limit £1,200
Annual Fee No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

How your interest offers work

Your balance transfer offer – 0% balance transfers can only be made within the first 60 days from account opening.

To keep your 0% rates – you'll need to stay within your credit limit and make at least your minimum payment on time each month. If you don’t, your 0% rates will go up to your standard rate instead.

When your 0% purchase offer ends – you'll be charged interest at your standard rate for:

  • anything new you buy
  • any outstanding purchase balance on your account

If you don’t pay off your whole balance each month, excluding any promotional balances then you'll be charged standard interest on new purchases from the day the transaction appears on your account. Don’t forget to make at least your minimum payments on time and stay within your credit limit.

When your 0% balance transfer offer ends – you'll be charged interest at your standard rate on any outstanding balance transfer.

Your standard and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. To learn more visit

Managing your Barclaycard

Staying on top of your account – if you miss payments or go over your credit limit, you will incur additional costs through interest and fee charges; you could also lose any promotional interest rates. So please make sure you’ve read and understood the terms and conditions before you apply.

You could build your credit rating over time as long as you always make your payments on time and stay within your credit limit. However, if you don’t do those things, your credit rating could be harmed.

Apply now Check your eligibility

Read summary box      Read balance transfer terms and conditions

Contact us if you’re having difficulty understanding

We can provide additional support  for all customers including those with mental or physical health conditions or learning disabilities.