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Finding the best credit card for you

Find the best credit card for you

Barclaycard Platinum cashback plus

Cashback on your everyday spend, and no non-sterling transaction fees.

  • 0.25% cashback on all your spend until 31 August 2023
  • Bonus. £15 back when you spend £1500 in the first 3 months of opening your account.
  • No fees abroad. This means you won’t pay fees on non-sterling purchases and cash withdrawals until 31 August 2023

Representative example

Representative APR
21.9% APR (variable)
Purchase rate p.a.
21.9% p.a. (variable)
Assumed credit limit
£1,200
Annual Fee
No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

 

Apply now Check your eligibility


Read summary box  Read terms and conditions

Barclaycard Forward

Looking for your first card or have a limited credit history?

  •  0% interest on purchases for three months from the date you open your account

Representative example

Representative APR
34.9% APR (variable)
Purchase rate p.a.
34.9% p.a. (variable)
Assumed credit limit
£1,200
Annual Fee
No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

Apply Now Check your eligibilty


Read summary box

29 month balance transfer

For maximum flexibility, giving you more time to pay off your balance.

  • 0% interest for 29 months on balance transfers made within 60 days of opening your account (1.99% fee applies. A fee of 3.5% will be applied to your account at first, but you'll only pay 1.99% as we'll refund the difference – terms and conditions apply)
  • 0% interest on purchases for six months from the date you open your account
  • You could use the money you save on interest to reduce the amount you owe
     

Representative example

Representative APR
19.9% APR (variable)
Purchase rate p.a.
19.9% p.a. (variable)
Assumed credit limit
£1,200
Annual Fee
No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

Apply now Check your eligibility


Read summary box  Read balance transfer terms and conditions

Our great all-rounder Platinum card

A flexible card you can use for balance transfers and purchases.

  • 0% interest on purchases for 27 months from the date you open your account
  • 0% interest for 27 months on balance transfers made within 60 days of opening your account (2.7% fee applies. A fee of 3.5% will be applied to your account at first, but you'll only pay 2.7% as we'll refund the difference – terms and conditions apply)
  • You could use the money you save on interest to reduce the amount you owe
     

Representative example

Representative APR
19.9% APR (variable)
Purchase rate p.a.
19.9% p.a. (variable)
Assumed credit limit
£1,200
Annual Fee
No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

Apply now Check your eligibility


Read summary box  Read balance transfer terms and conditions

27 month balance transfer

Could be good if you want a lower fee and you're happy with a bit less time to pay off your balance.
 

  • 0% interest for 27 months on balance transfers made within 60 days of opening your account (1.5% fee applies. A fee of 3.5% will be applied to your account at first, but you'll only pay 1.5% as we'll refund the difference – terms and conditions apply)
  • 0% interest on purchases for six months from the date you open your account
  • You could use the money you save on interest to reduce the amount you owe
     

Representative example

Representative APR
19.9% APR (variable)
Purchase rate p.a.
19.9% p.a. (variable)
Assumed credit limit
£1,200
Annual Fee
No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

Apply now Check your eligibility


Read summary box  Read balance transfer terms and conditions

No fee Platinum 20 month balance transfer

Could be good if you’re looking to transfer a balance but you don’t want to pay a fee

  • 0% interest for 20 months on balance transfers made within 60 days of opening your account 0% fee applies. A fee of 2% will be applied to your account at first, but you'll only pay 0% as we'll refund the difference – terms and conditions apply)
  • 0% interest on purchases for six months from the date you open your account
  • You could use the money you save on interest to reduce the amount you owe
     

Representative example

Representative APR
19.9% APR (variable)
Purchase rate p.a.
19.9% p.a. (variable)
Assumed credit limit
£1,200
Annual Fee
No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

Apply now Check your eligibility


Read summary box  Read balance transfer terms and conditions

Our most accessible balance transfer

Great if you’ve built an average credit history and you’re now looking for a balance transfer.
 

  • 0% interest for 18 months on balance transfers from the date you open your account (2.99% fee applies). Transfers must be made within 60 days to benefit from the 0% offer
  • 0% interest on purchases for three months from the date you open your account
     

Representative example

Representative APR
24.9% APR (variable)
Purchase rate p.a.
24.9% p.a. (variable)
Assumed credit limit
£1,200
Annual Fee
No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

Apply now Check your eligibility


Read summary box  Read balance transfer terms and conditions

Important things you need to know

If you decide to apply, please make sure you read part one of your application carefully. It tells you what you need to do to manage your account sensibly, keep your 0% interest rates and what happens when your 0% interest offer ends.

Having problems understanding this information?

We can provide additional support for all our customers, including those with mental or physical health conditions or learning disabilities.

If you would like to talk to someone you can call 0800 056 3486 from 8am - 9pm Monday to Friday and 9am - 1pm on Saturday.
Or you can visit any Barclays branch and speak to an adviser.

The benefits of your Barclaycard

  • Free ongoing access to your Experian Credit Score (can be withdrawn at anytime – conditions apply)
  • Purchase Protection
  • Barclaycard Entertainment
  • Online servicing
  • The Barclaycard app
  • Contactless functionality
  • And much, much more

Barclaycard is a trading name of Barclays Bank UK PLC. Barclays Bank UK PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 759676). Registered in England No. 9740322. Registered office: 1 Churchill Place, London E14 5HP

Barclays Bank UK PLC adheres to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk

© Barclaycard 2019