Finding the best credit card for you

Find the best credit card for you

Platinum purchase card

Our great all rounder with 0% interest for 27 months on purchases and balance transfers
 

  • 0% interest on purchases for 27 months from the date you open your account
  • 0% interest for 27 months on balance transfers from the date you open your account (1.45% fee applies). Transfers must be made within 60 days to benefit from the 0% offer.
  • £20 cashback when you transfer a balance of £1000 or more within 60 days of opening your account. Offer ends 14 May 2018. T&Cs apply
  • A transfer fee of 3.5% will be applied to your account at first, but you'll only pay 1.45% as we'll refund the difference – terms and conditions apply

Representative example

Representative APR 19.9% APR (variable)
Purchase rate p.a. 19.9% p.a. (variable)
Assumed credit limit £1,200
Annual Fee No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.
 

Apply now Check your eligibility


Read summary box  Read balance transfer terms and conditions

Barclaycard Initial

Looking for your first card or have a limited credit history?

  •  0% interest on purchases for three months from the date you open your account

Representative example

Representative APR 34.9% APR (variable)
Purchase rate p.a. 34.9% p.a. (variable)
Assumed credit limit £1,200
Annual Fee No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

Apply Now Check your eligibilty


Read summary box

35 month balance transfer

Great if you want maximum flexibility on how quickly you pay off your balance.
 

  • 0% interest for 35 months on balance transfers made within 60 days of opening your account (1.85% balance transfer fee applies. A fee of 3.5% will be applied to your account at first, but you'll only pay 1.85% as we'll refund the difference – 
    terms and conditions apply)
  • 0% interest on purchases for six months from the date you open your account
  • £20 cashback when you transfer a balance of £1000 or more within 60 days of opening your account. Offer ends 14 May 2018. T&Cs apply
  • You could use the money you save on interest to reduce the amount you owe
     

Representative example

Representative APR 19.9% APR (variable)
Purchase rate p.a. 19.9% p.a. (variable)
Assumed credit limit £1,200
Annual Fee No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

Apply now Check your eligibility


Read summary box  Read balance transfer terms and conditions

30 month balance transfer

Could be good if you want a lower fee and you're happy with a bit less time to pay off your balance.
 

  • 0% interest for 30 months on balance transfers made within 60 days of opening your account (0.55% balance transfer fee applies. A fee of 3.5% will be applied to your account at first, but you'll only pay 0.55% as we'll refund the difference – terms and conditions apply)
  • 0% interest on purchases for six months from the date you open your account
  • £20 cashback when you transfer a balance of £1000 or more within 60 days of opening your account. Offer ends 14 May 2018. T&Cs apply
  • You could use the money you save on interest to reduce the amount you owe
     

Representative example

Representative APR 19.9% APR (variable)
Purchase rate p.a. 19.9% p.a. (variable)
Assumed credit limit £1,200
Annual Fee No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

Apply now Check your eligibility


Read summary box  Read balance transfer terms and conditions

No fee 25 month balance transfer

Could be good if you’re looking to transfer a balance but you don’t want to pay a fee.

  • 0% interest for 25 months on balance transfers made within 60 days of opening your account (0% balance transfer fee applies. A fee of 2% will be applied to your account at first, but you'll only pay 0% as we'll refund the difference – terms and conditions apply )
  • 0% interest on purchases for six months from the date you open your account
  • £20 cashback when you transfer a balance of £1000 or more within 60 days of opening your account. Offer ends 14 May 2018. T&Cs apply
  • You could use the money you save on interest to reduce the amount you owe
     

Representative example

Representative APR 19.9% APR (variable)
Purchase rate p.a. 19.9% p.a. (variable)
Assumed credit limit £1,200
Annual Fee No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

Apply now Check your eligibility


Read summary box  Read balance transfer terms and conditions

Platinum travel credit card

Great if you’re looking for a credit card to plan your travels and use whilst you’re away.

  • 0% interest on purchases for 12 months from the date you open your account
  • No non-sterling transaction fees on your foreign spend and ATM withdrawals until 31 August 2022
  • Protection on purchases over £100 so if there’s a problem, you could be covered for a refund – that’s a little feature that comes with every credit card (conditions apply)

Remember to pay or take out cash in the local currency to benefit from the 0% offer and Visa’s competitive exchange rate. Find out more about using your card abroad.

Representative example

Representative APR 19.9% APR (variable)
Purchase rate p.a. 19.9% p.a. (variable)
Assumed credit limit £1,200
Annual Fee No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

Apply Now Check your eligibility


Read summary box
 

Our most accessible balance transfer

Great if you’ve built an average credit history and you’re now looking for a balance transfer.
 

  • 0% interest for 18 months on balance transfers from the date you open your account (2.99% fee applies). Transfers must be made within 60 days to benefit from the 0% offer
  • 0% interest on purchases for three months from the date you open your account
     

Representative example

Representative APR 24.9% APR (variable)
Purchase rate p.a. 14.9% p.a. (variable)
Assumed credit limit £1,200
Annual Fee No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

Apply now Check your eligibility


Read summary box  Read balance transfer terms and conditions

Low rate Platinum card

  • Could be good if you want a low interest rate on all purchases.
  •  

  • 6.9% interest on all purchases
     

Representative example

Representative APR 6.9% APR (variable)
Purchase rate p.a. 6.9% p.a. (variable)
Assumed credit limit £1,200
Annual Fee No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

Apply Now Check your eligibility


Read summary box  Terms and conditions

Freedom Rewards credit card

Want to stop paying interest on your purchases and credit card balances for a year?

0% interest on purchases and balance transfers for a year (0.15% fee applies). And the good stuff doesn't end there. Every time you spend on your card you’ll earn Freedom points, which you can redeem for a range of rewards  – T&C’s apply.
 

  • 0% interest on purchases for a year from the date you open your account
  • 0% interest for a year on balance transfers made within 60 days of opening your account (0.15% fee applies)
  • A fee of 2.9% will be applied to your account at first, but you'll only pay 0.15% as we'll refund the difference – terms and conditions apply
  • Every time you use your card you’ll earn points, which you can redeem for a range of rewards
  • £1 = 2 points when you spend at UK supermarkets, petrol stations and Transport for London
  • £1 = 1 point everywhere else
  • No limit to the number of reward points you can earn on your spend, and no annual fee
  • Freedom points won’t apply to any balance transfers you make
     

Representative example

Representative APR 21.9% APR (variable)
Purchase rate p.a. 21.9% p.a. (variable)
Assumed credit limit £1,200
Annual Fee No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

Apply now Check your eligibility


Read summary box  Read balance transfer terms and conditions

Important things you need to know

If you decide to apply, please make sure you read part one of your application carefully. It tells you what you need to do to manage your account sensibly, keep your 0% interest rates and what happens when your 0% interest offer ends.

Having problems understanding this information?

We can provide additional support for all our customers, including those with mental or physical health conditions or learning disabilities.

If you would like to talk to someone you can call 0800 056 3486 from 8am - 9pm Monday to Friday and 9am - 1pm on Saturday.
Or you can visit any Barclays branch and speak to an adviser.

The benefits of your Barclaycard

  • Free ongoing access to your Experian Credit Score (can be withdrawn at anytime – conditions apply)
  • Purchase Protection
  • Barclaycard Entertainment
  • Online servicing
  • The Barclaycard app
  • Contactless functionality
  • And much, much more

Barclaycard is a trading name of Barclays Bank UK PLC. Barclays Bank UK PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 759676). Registered in England No. 9740322. Registered office: 1 Churchill Place, London E14 5HP

Barclays Bank UK PLC adheres to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk

© Barclaycard 2018