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At least 8 out of 10 customers accepted last month received the longest promotional period for this card. This depends on your credit history and how you’ve managed credit in the past. For the remaining customers we may offer you

• 0% for up to 22 months with 29.9% APR variable
• 0% balance transfer for up to 11 months with 29.9% APR variable 
• 0% purchases for up to 12 months with 29.9% APR variable

The balance transfer fee will remain the same and of course if you’re not happy with an alternative you don’t have to go ahead with it.

And remember, the 22 month balance transfer and 24 month purchase offer periods start from the date the account is opened. That means if, for example, you don’t take it out for 60 days you’ll have 2 months less of the 0% rate. 

If you decide to apply, please make sure you read the information below carefully. It tells you what you need to do to keep your 0% interest rates and what happens when your 0% interest offer ends.

• To benefit from the balance transfer offer it needs to be taken out within 60 days of opening the account.
• The 22 month balance transfer period starts from the date the account is opened. That means if, for example, you don’t take it out for 60 days you’ll have 2 months less of the 0% rate.
• Due to the way we’ll calculate your credit limit, it might go down if you don’t complete a balance transfer within 60 days of opening the account.
• This offer is only available for new customers and Barclaycard reserves the right to withdraw this offer at any time.
• The minimum you can transfer is £250 across up to five different balance transfers. The maximum amount can vary, depending on your individual credit limit and the existing balance on your Barclaycard. We’ll let you know the maximum amount you can transfer if your application is successful.
• You can only transfer balances from cards issued by other banks, not from any other Barclaycard or any of our partner-branded cards. 
• When your 0% offer ends you’ll be charged interest at your standard rate for anything new you buy and for any outstanding balance on your card.

• Your standard and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. To learn more visit barclaycard.co.uk/understanding-interest.
• Your new account will be set up with digital statements. These can be found in your online Barclaycard account, which you will need to register for. You can choose to switch to paper statements at any time.
• This offer is only available for new customers and Barclaycard reserves the right to withdraw this offer at any time.