Credit building credit cards

If you are looking to improve your credit score or start building one from scratch, our cards could help.

Forward credit card

  • A personalised credit limit

    Between £50 - £1,200.

  • Price promise – 3% interest rate reduction

    If you make all your payments on time for the first year. Keep it going in the second year and you’ll get another 2% reduction. 

  • 0% interest on purchases for 3 months

    From the date you open your account.

  • Manage your account with handy alerts

    Get text or email alerts when your balance is due, helping to keep on top of spending and build your credit score.

Find out more about Forward

                            

Representative example

  • Representative 33.9% APR (variable)
  • Purchase rate 33.9% p.a. (variable)
  • Based on a £1,200 credit limit

What do these rates mean?

The approval of your application depends on your financial circumstances and borrowing history.

What do these rates mean?

The approval of your application depends on your financial circumstances and borrowing history.

Check if you’re eligible first

Applying for more than one credit card in a short space of time could affect your credit score.

Use our free eligibility checker before applying to find out whether you’re likely to be accepted for a card. It only takes a few minutes and it won’t affect your credit score.

You might be eligible for some of our other credit card offers. Check your eligibility for our other cards to make sure you’re getting the best offer for you.

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The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.