Credit building credit cards
Credit building credit cards explained
If you’re looking for your first credit card or you’ve got limited credit history, our credit building credit cards could help you gradually build your credit rating.
It’s just important that you understand how they work. If you manage your account well, by doing things like staying within your credit limit and making at least the minimum payment each month, you can improve your credit rating over time. But if you don’t manage your account properly, you could harm your rating. Take a look at our page on understanding credit to learn more.
With your new Barclaycard, you can get Apple Music, Apple TV+, Apple News+ and Apple Arcade free for up to five months. Continues as paid subscription after trial. UK only, T&Cs apply
Forward credit card
Are you looking for your first credit card, or do you have a limited credit history?
- Representative APR
- 33.9% APR (variable)
- Purchase rate
- 33.9% p.a. (variable)
- £1,200 credit limit
- Annual Fee
- No annual fee
The approval of your application depends on your financial circumstances and borrowing history.
Check if you’re eligible
Making lots of credit applications can make your credit rating worse.
Use our free eligibility checker before you apply to find out whether you’re likely to be accepted for a credit card. It only takes a few minutes and it won’t affect your credit rating.