If you’re looking for your first credit card or you’ve got limited credit history, our credit building credit cards could help you gradually build your credit rating.
It’s just important that you understand how they work. If you manage your account well, by doing things like staying within your credit limit and making at least the minimum payment each month, you can improve your credit rating over time. But if you don’t manage your account properly, you could harm your rating. Take a look at our page on understanding credit to learn more
Are you looking for your first credit card, or do you have a limited credit history?
The approval of your application depends on your financial circumstances and borrowing history.
Great if you’ve built an average credit history and you’re now looking for a balance transfer.
The approval of your application depends on financial circumstances and borrowing history. The interest rates may differ from those shown