Credit cards
A credit card can be a flexible way to borrow money. With the right credit card, you could take control of your finances, spread out the cost of the things you’d like to buy now, or earn rewards on your everyday spending. You’ll usually be charged interest on what you borrow, unless you clear your balance every month or have an interest-free offer.
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Balance transfer credit cards
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Credit building credit cards
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Purchase credit cards
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Rewards credit cards
Help finding the right Barclaycard
Need a hand choosing the right credit card for you? Whether you’re new to credit or you’ve had credit cards before, here’s a little help to navigate through it all.
Are you eligible?
You can use our free eligibility checker before you apply to find out whether you’re likely to be accepted for a credit card. It only takes a few minutes and it won’t affect your credit rating.

Our great all-rounder Platinum card
A flexible card you can use for balance transfers and purchases.
- 0% interest on purchases for up to 25 months from the date you open your account
- 0% interest for up to 25 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
- 2.7% balance transfer fee (terms apply)
Representative example - most accepted customers get
- Representative APR
- 21.9% APR (variable)
- Purchase rate
- 21.9% p.a. (variable)
- £1,200 credit limit
- Annual Fee
- No annual fee
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

Forward credit card
Are you looking for your first credit card, or do you have a limited credit history?
- Credit limit of £50-£1,200 subject to status
- Price promise – 3% interest rate reduction if you make all your payments on time and stay within your credit limit for the first year. Keep it going in the second year and you’ll get another 2% reduction.
Representative example
- Representative APR
- 34.9% APR (variable)
- Purchase rate
- 34.9% p.a. (variable)
- £1,200 credit limit
- Annual Fee
- No annual fee
The approval of your application depends on your financial circumstances and borrowing history.

Our longest 0% balance transfer credit card
For maximum flexibility, giving you more time to pay off your balance.
- 0% interest for up to 28 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
- 1.75% balance transfer fee (terms apply)
Representative example - most accepted customers get
- Representative APR
- 21.9% APR (variable)
- Purchase rate
- 21.9% p.a. (variable)
- £1,200 credit limit
- Annual Fee
- No annual fee
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

Barclaycard Rewards
Cashback on your everyday spend.
- 0.25% cashback on all your spend until 31 August 2023
- No fees on purchases abroad until 31 August 2023 - as long as you pay in the local currency then you won’t pay fees on non-sterling purchases
Representative example - most accepted customers get
- Representative APR
- 22.9% APR (variable)
- Purchase rate
- 22.9% p.a. (variable)
- £1,200 credit limit
- Annual Fee
- No annual fee
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

Our 0% balance transfer credit card with no transfer fee
Could be good if you’re looking to transfer a balance but you don’t want to pay a fee.
- 0% interest for up to 18 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
- 0% balance transfer fee (terms apply)
Representative example - most accepted customers get
- Representative APR
- 21.9% APR (variable)
- Purchase rate
- 21.9% p.a. (variable)
- £1,200 credit limit
- Annual Fee
- No annual fee
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

Our most accessible 0% balance transfer credit card for people with an average credit rating
Great if you’ve built an average credit history and you’re now looking for a balance transfer.
- 0% interest for up to 18 months on balance transfers from the date you open your account (2.99% fee applies). Transfers must be made within 60 days to benefit from the 0% offer
Representative example - most accepted customers get
- Representative APR
- 24.9% APR (variable)
- Purchase rate
- 24.9% p.a. (variable)
- £1,200 credit limit
- Annual Fee
- No annual fee
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.