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Credit Cards

A credit card can be a flexible way to borrow money. With the right credit card, you could take control of your finances, spread out the cost of the things you’d like to buy now, or earn rewards on your everyday spending. You’ll usually be charged interest on what you borrow, unless you clear your balance every month or have an interest-free offer.

Are you eligible?

You can use our free eligibility checker before you apply to find out whether you’re likely to be accepted for a credit card. It only takes a few minutes and it won’t affect your credit rating.

Barclaycard Rewards

Cashback on your everyday spend.

  • 0.25% cashback on all your spend
  • No fees abroad – you’ll be able to withdraw cash from an ATM or buy your souvenirs without any charges and benefit from Visa’s competitive exchange rate

Representative example - most accepted customers get

Representative APR
22.9% APR (variable)
Purchase rate
22.9% p.a. (variable)
Based on a
£1,200
credit limit
Annual Fee
No annual fee

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

Find out more
Barclaycard Forward

Forward credit card

Are you looking for your first credit card, or do you have a limited credit history?

  • Credit limit of £50-£1,200 subject to status
  • Price promise – 3% interest rate reduction if you make all your payments on time and stay within your credit limit for the first year. Keep it going in the second year and you’ll get another 2% reduction 
  • 0% interest on purchases for three months from the date you open your account

Representative example

Representative APR
34.9% APR (variable)
Purchase rate
34.9% p.a. (variable)
Based on a
£1,200
credit limit
Annual Fee
No annual fee

The approval of your application depends on your financial circumstances and borrowing history. 

Find out more

Our great all-rounder Platinum card

A flexible card you can use for balance transfers and purchases.

  • 0% interest on purchases for up to 18 months from the date you open your account
  • 0% interest for up to 18 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
  • 1.9% balance transfer fee (terms apply)

Representative example - most accepted customers get

Representative APR
20.9% APR (variable)
Purchase rate
20.9% p.a. (variable)
Based on a
£1,200
credit limit
Annual Fee
No annual fee

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown.

Find out more