What can you do to improve your credit score?
A good credit history is one way that helps lenders to say yes to your application. That’s why it’s useful to know what things can affect your credit rating – and how you can improve it.
So whether you’ve recently been turned down for credit or just want to apply in the future – take a look at some of the ways you could help improve your credit score.
If you've not tried our Credit Builder tool yet, have a go and get simple tips that could help give your rating a boost.
Use your credit card responsibly
Credit reference agencies like to see people spending on cards regularly so long as they manage their account responsibly. Making your payments on time each month can be a big help in building a better credit rating. But watch out, going rogue and missing payments or exceeding your limit could put lenders off giving you credit.
Other ways to boost your credit score
If you don’t already have a credit card, or are looking to apply for one in the future, there are still plenty of important things you can do to help improve your credit score.