A good credit history helps to get lenders to say yes to your application. That’s why it’s useful to know what things can affect your credit rating – and how you can improve it.
So whether you’ve recently been turned down for credit or just want to apply in the future – take a look at some of the ways you could help improve your credit score.
You should always pay off a CCJ as soon as you can. If you can show that you’ve paid off your debts – and they show as settled on your credit report – you’re less likely to be unsuccessful in your future applications.