Rewards credit card

Start earning rewards when you use your credit card. With Barclaycard Rewards you could earn cashback on every pound you spend.

If you use your credit card regularly, a rewards card could let you earn every time you spend. With our rewards credit card, you can help yourself to 0.25% cashback on your purchases – from buying your lunch to booking a holiday.

Barclaycard Rewards

Good for earning cashback on your purchases

0.25% cashback on your everyday spend*
No fees abroad – you’ll be able to withdraw cash from an ATM or buy your souvenirs without any charges and benefit from Visa’s competitive exchange rate

Representative example - most accepted customers get

Representative APR: 22.9% APR (variable)
Purchase rate: 22.9% p.a. (variable); £1,200
Annual Fee: No annual fee

The approval of your application depends on your financial circumstances and borrowing history. The interest rates may differ from those shown.

Find out more about Barclaycard Rewards

Rewards Cards FAQs

What is a rewards credit card?

Different credit card types have different purposes. If you want to switch your balance from one card to another to benefit from lower interest rates, you might want a balance transfer card. Or if you want to put a purchase on your card, pay it back over several months without being charged interest, you might want a purchase credit card.

But if you always pay your balance off in full each month and make regular purchases with your card, a reward credit card might be the card for you. It lets you earn rewards simply by using your credit card.

How do I earn cashback?

*You’ll earn cashback on new purchases that you make. You won’t earn cashback on balance transfers, money transfers, cash withdrawals, buying currency or traveller’s cheques, or any cash-like transactions you make such as money orders or wire transfers. It also doesn’t include gaming-related transactions such as gambling, betting and buying lottery tickets.

Is a rewards card right for me?

Rewards cards can give you an extra little something back that you otherwise wouldn’t get. But they’re only right for you if you use them in the right way.

If you repay your balance in full each month before you’re charged interest, they can be very useful – earning you extra cashback easily.

But if you don’t plan to pay your balance off in full, the benefits of the rewards might not outweigh the interest you’ll be charged on your balance.

It’s important to stay on top of your spending and manage your rewards card to make sure you’re making the most out of it.