Rewards credit card

Start earning rewards when you use your credit card. With our Platinum cashback plus card, you could earn cashback on every pound you spend.

If you use your credit card regularly, a rewards card could let you earn every time you spend. With our rewards credit card, you can help yourself to 0.25% cashback on everything – from buying your lunch to booking a holiday.

Barclaycard Platinum cashback plus

Cashback on your everyday spend, and no non-sterling transaction fees.

Receive 0.5% cashback on all your spend for the first 3 months from opening your account, and 0.25% cashback after this date until 31 August 2023
No fees abroad. This means you won’t pay fees on non-sterling purchases and cash withdrawals until 31 August 2023

Representative example

Representative APR: 21.9% APR (variable)
Purchase rate p.a.: 21.9% p.a. (variable)
Assumed credit limit: £1,200
Annual Fee: No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.

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Rewards Cards FAQs

What is a rewards credit card?

Different credit card types have different purposes. If you want to switch your balance from one card to another to benefit from lower interest rates, you might want a balance transfer card. Or if you want to put a purchase on your card, pay it back over several months without being charged interest, you might want a purchase credit card.

But if you always pay your balance off in full each month and make regular purchases with your card, a reward credit card might be the card for you. It lets you earn rewards simply by using your credit card. Every penny you spend can contribute to your rewards.

Is a rewards card right for me?

Rewards cards can give you an extra little something back that you otherwise wouldn’t get. But they’re only right for you if you use them in the right way.

If you repay your balance in full each month before you’re charged interest, they can be very useful – earning you extra cashback easily.

But if you don’t plan to pay your balance off in full, the benefits of the rewards might not outweigh the interest you’ll be charged on your balance.

It’s important to stay on top of your spending and manage your rewards card to make sure you’re making the most out of it.

What’s the difference between rewards and cashback?

How is cashback paid?

Check out our Platinum cashback plus card now

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