Relax, knowing we’re still looking after your account while you’re away.
If you buy something or withdraw cash abroad using the local currency, the transaction and the non-sterling transaction fee are converted into sterling using the payment scheme exchange rate from the day your transaction’s processed.
The two sterling amounts are then added together and divided by the original currency payment amount to work out the new exchange rate. You’ll see this rate – which includes the fee – on your statement.
Barclays Infinite, Open Plan Gold, Littlewoods Visa, Mobile Contactless Payments use different pricing structures.
The 56-day interest-free period only applies to new purchases and non-sterling transactions, but only if you pay your main statement balance in full, plus any Purchase Plan instalments. The following cards don’t have 56 days interest-free purchases: Premier Charge Card and Woolwich Openplan. If you have one of these cards, check the back of your statement.
That’s the non-sterling transaction fee we charge you for using your card abroad. It’s a single fee on each transaction so you know exactly how much you’ll pay, wherever you are in the world.