Alice hadn’t been herself for a few weeks. She was anxious and withdrawn, and her carer, Helen, thought she hadn’t been sleeping very well. At first she didn’t know what was wrong, but she knew Alice would tell her in her own time.
By the time Helen found out what had been going on, Alice was in real difficulty. The debt on her credit card had built up higher than Alice could afford to repay and now she was cutting back on her food shops to save money, but the letters were still coming. Helen wanted to help sort things out, but she didn’t know if she could.
When they sat down to talk about it, Alice told Helen that:
- the latest gas and electricity bill hadn't been paid
- she’d stopped opening her post because there were so many red letters
Helen felt so helpless because she knew she couldn’t manage Alice’s finances for her. But speaking to Paul made all the difference. Together they put in place some practical steps to support Alice and ease her difficulties.
You're not alone - we're here to help
We know it can be frustrating not being able to help directly, but if you get in touch with us, you’ll already be helping a lot.
Depending on the situation and what permission you have, we’ll be able to offer appropriate guidance and support. When you call, we'll check you have authority to speak on behalf of your relative, friend or client.
If we're not able to talk to you about the account, we'll let you know. Your concerns will be recorded so they can be looked into, and if we need to share anything you've told us we'll ask your permission first. It's important we really understand the situation, so we may ask after your relative, friend or client's health and what it is that's preventing them from calling us.
Before you go, we'll confirm that we've understood and discuss the next steps to help the account holder.
Get in touch to find out how we can help
If you're struggling with a few different debts or money worries in general, there are organisations that may be able to help:
To protect the privacy of our customers, we have used photographs of actors and fictitious names, but they are based on real situations.
How close are you to a Debt Problem?
If you're worried that you need help with your finances then you can try StepChange Debt Charity's 60-second debt test. By answering a few simple questions they'll be able to tell you if you need debt advice.
Chat with a National Debtline advisor
National Debtline is a third party charity offering free independent advice on how to deal with your debts. For practical advice about your options, chat online with a National Debtline advisor*.
*By clicking this link you’ll leave Barclaycard and be transferred to National Debtline – never reveal your account details, PIN or passwords to third party organisations or advisors.