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Instalment Plan

Barclaycard extras that could help you be better off

Your Barclaycard comes with features that could help you borrow (and repay) money on terms that suit you. Take a look at our guide and tools below to find the one that could be best for your situation, then log into your online servicing account to find out which offers are available to you at the moment. Bear in mind that some offers might not always be available.

Balance transfer

Bring cards together to save money

Move balances over from your other credit cards and pay 0% interest on them for a set time. Use the money you save on interest to repay the balance faster, and you could be even better off in the long run.

Costs

One-off fee (0.9% to 2.9%) 

Value

Up to 90% of your available credit

Offers last

12 months to 20 months

Repayments

Monthly minimum or fixed DD

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Money transfer

A speedy way to borrow when only cash will do

Move money from your Barclaycard to your current account when you need cash quickly. Pay the plumber or mechanic - and pay low interest on the transfer for a set period.

Costs

One-off fee (1.9% to 2.9%) 

Value

Up to 90% of your available credit

Duration

 12 months to 20 months

Repayments

Monthly minimum or fixed DD

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Instalment Plan

Pay less interest on big, one-off purchases

Use your Barclaycard to book a holiday, buy a fridge or even a second-hand car. Then move the balance to a 0% interest, fixed repayment plan to clear it all off by a certain date. And still get purchase protection should anything go wrong (standard with all UK credit cards).

Costs

One-off fee (2% to 8%)

Value

£495 to £5,000

Duration

6 to 24 months

Payments

Fixed monthly amount

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