Section 75 of the Consumer Credit Act 1974 is a UK law that applies to every UK credit card. It covers your purchases in some circumstances by making your credit card company jointly responsible, with the retailer or service supplier, for the goods or service supplied.
How does section 75 protection work?
If you buy an item or service worth between £100 and £30,000 with your credit card, section 75 could cover your purchase if the supplier breaches their contract with you – if goods are faulty or not delivered, for example – or they give misleading information about a product.
Using your Barclaycard to pay for some or all of your purchases will help you make sure you’re protected by this. Even if you just make part of the payment, a deposit for example, with your card and the balance by cheque or debit card, you'll be covered.