Balance transfers

Transfer balances to your Barclaycard for an easy way to save 

How do balance transfers work?

We’re always looking at ways to help our customers and that’s where our balance transfer offers come in.

If you’re paying interest on other credit or store cards, you could save money by transferring your balances to Barclaycard.

Customers tell us what they like about Barclaycard balance transfers. Viewing time: 1.05.

Simple steps to make your transfer

Barclaycard app

Download. Tap. Done. Have a look to see if you’ve got an offer and then apply through the app.

Download on the App Store  or Google Play

Barclaycard online servicing

Log in or register to your Barclaycard account and select ‘Transfer a balance’. See if you’ve got an offer and then apply online. 

Savings calculator

As an existing customer, you’re only a few steps away from seeing how much you could save with our balance transfer calculator.

Please remember, our calculator is just an example – your repayments, account activity and the way you manage your account will all have a bearing on your actual savings.

Our calculator gives you an estimate based on:

  • the balance you'd like to transfer and the interest rate on your other card
  • your promotional interest period and transfer fee
  • your monthly payments on your current card and the time it would take you to pay off your balance
  • your fixed monthly payment and not your minimum payment

Please note – no other transactions will be taken into account and the estimate is also based on the assumption that you'll stay within the terms of the balance transfer offer.

I confirm I'm an existing customer and understand that this calculator is an example of savings I could make.

How balance transfers work

To help you, we've answered some common questions.

Ready to transfer a balance?

Barclaycard app

Download. Tap. Done. Have a look to see if you’ve got an offer and then apply through the app.

Download on the App Store  or Google Play

Barclaycard online servicing

Log in or register to your Barclaycard account and select ‘Transfer a balance’. See if you’ve got an offer and then apply online. 

If you prefer to do things over the phone, give us a call on 0800 161 5296 and we’ll be able to set up your balance transfer for you.


Make sure you’ve read our balance transfer terms and conditions before you apply.