Balance transfer offer terms and conditions.
Balance transfer offer terms and conditions
The important stuff you need to know
How much can I transfer when I apply for a Barclaycard?
How much can I transfer if I already have a Barclaycard?
Is there a fee?
In most cases, there’s a one-off fee – it depends on your offer and your transfer amount. Details of your fee can be found in Barclaycard online servicing, on the app, or by calling us.
How do I get my offers?
Make your transfer before your offer close date. If you ask us to make a transfer within business hours (on a weekday before 7pm, not including bank holidays), the payment will reach your bank or other lender on the next working day. If you ask us to make a transfer outside business hours, we’ll process your request on the next working day and the payment will reach your bank or other lender on the next working day after that
We’ll sometimes do extra checks on transfers. If so, things might take a bit longer. But we’ll always try to get your transfer across as soon as we can.
When will I pay interest?
How do I pay my transfer off?
When you pay us, we’ll use your payment to reduce balances with the highest interest rate first. If you’ve got two promotional balances at the same rate, we’ll pay off the balance on the one that ends first.