Purchase credit cards


Purchase credit cards


0% purchase credit cards explained

With a 0% purchase credit card you could spread the cost of your purchases and enjoy 0% interest for a set amount of time. It means you could buy what you need now and pay it back over time.  
 
To keep your 0% rate, just make sure you stay within your credit limit and make at least your minimum payment on time each month.
 
It’s also important that you clear your balance in full after the interest-free period ends, or you’ll be charged interest.

Our great all-rounder Platinum card

A flexible card you can use for balance transfers and purchases.

  • 0% interest on purchases for 25 months from the date you open your account
  • 0% interest for 25 months on balance transfers made within 60 days of opening your account (1.49% fee applies)

Representative example

Representative APR 18.9% APR (variable)
Purchase rate p.a. 18.9% p.a. (variable)
Assumed credit limit £1,200
Annual Fee No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.


Platinum travel credit card

Could be good if you don’t want to pay non-sterling transaction fees when travelling.

  • No non-sterling transaction fees on your foreign spend and ATM withdrawals until 31 August 2018
  • Take advantage of Visa’s competitive exchange rate
  • 14.9% interest on your purchases and 27.9% interest on your ATM withdrawals home and abroad

Representative example

Representative APR 14.9% APR (variable)
Purchase rate p.a. 14.9% p.a. (variable)
Assumed credit limit £1,200
Annual Fee No annual fee

After the promotional period your non-sterling transaction fee will revert to 2.99%.
You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.


Freedom Rewards card with purchase offer and balance transfer 

Every time you spend on your card you’ll earn Freedom points, which you can redeem for great rewards.

  • 0% interest on purchases for a year from the date you open your account
  • 0% interest for a year on balance transfers made within 60 days of opening your account (0.15% fee applies)

Representative example

Representative APR 21.9% APR (variable)
Purchase rate p.a. 21.9% p.a. (variable)
Assumed credit limit £1,200
Annual Fee No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.