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Purchase credit cards

Need a little help finding the perfect shopping partner? Whether you’re looking for a 0% purchase card or a cashback card, we’ve got something that could help.

Our 0% purchase card lets you make purchases without paying any interest on the balance for a certain length of time. This means you can make a purchase and spread the cost over months or years.

To keep any 0% rate, you’ll need to make sure you stay within your credit limit and make at least your minimum payment on time.

More help

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Promotional rates 
Find out how promotional rates work and how to keep them

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Barclaycard Platinum cashback plus

Cashback on your everyday spend, and no non-sterling transaction fees.

  • Receive 0.5% cashback on all your spend for the first 3 months from opening your account, and 0.25% cashback after this date until 31 August 2023 
  • No fees abroad. This means you won’t pay fees on non-sterling purchases and cash withdrawals until 31 August 2023

Representative example

Representative APR
21.9% APR (variable)
Purchase rate p.a.
21.9% p.a. (variable)
Assumed credit limit
£1,200
Annual Fee
No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.



Our great all-rounder Platinum card

A flexible card you can use for balance transfers and purchases.

  • 0% interest on purchases for 28 months from the date you open your account
  • 0% interest for 28 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer
  • 2.7% balance transfer fee (terms apply)

Representative example

Representative APR
19.9% APR (variable)
Purchase rate p.a.
19.9% p.a. (variable)
Assumed credit limit
£1,200
Annual Fee
No annual fee

You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.



What is a 0% purchase credit card?

A 0% purchase card is a credit card that lets you make purchases on it without charging you any interest on the balance for a set period of time.

If you used our Platinum card and it had a 28 month 0% interest rate period, for instance, you could pay upfront for a purchase and not pay any interest until the 28 month period has finished.

Things to remember

When using a purchase credit card, it’s important to remember that:

You’ll only keep the 0% interest offer if you make at least the minimum repayments each month and keep within your credit limit.

  1. Once the promotional period has finished, you’ll start being charged interest at the standard rate if you have any remaining balance.