Corporate Charge Card insurance

Corporate card insurance

“You never know what’s going to happen in business”

Our Corporate charge cards come with extra protection for your business to help support you when the unexpected happens.

You’ll find all the insurance benefits for all of our cards outlined below. Take a look and see how we look after all our business customers.

Travel insurance

Use your corporate charge card to pay for your business travel and you could be covered for all sorts of eventualities, which could save you some money on travel insurance.

Corporate card insurance benefits

Use your card to pay for the whole trip and you get free travel accident cover while you’re in transit of up to £100,000 - for the cardholder and up to three other people.

You’re also covered for:

  • Travel delay – up to £25 per hour, for a maximum £300 per person
  • Delayed baggage – up to £50 per hour, and up to a maximum of £300 per person
  • Personal belongings - up to £500
  • Business document replacement – this includes any courier charges, reprinting and sending faxes, up to a maximum of £1,000
  • Legal expenses – up to £25,000

Please note: Business travel accident and inconvenience cover isn't comprehensive travel insurance. Your complimentary cover only provides cover for bodily injury leading to death or permanent total disability while using public transport on a business trip abroad. So it’s worth considering whether you require additional insurance to cover your needs.

Corporate Premium card insurance benefits

All our Premium cardholders get enhanced travel insurance as standard. Use your card to pay for the whole trip and your complimentary cover includes:

  • Emergency medical expenses – up to £2 million worldwide
  • Personal liability – up to £2 million
  • Evacuation and repatriation expenses – up to £1 million
  • Legal expenses – up to £25,000
  • Cancellation – up to £6,000
  • Missed departure – up to £1,000
  • Travel delay – up to £300
  • Personal belongings and Money– up to £3,000
  • Business document replacement – up to£1,000
  • Hospital benefit – £55 a day (for a maximum of 30 days)
  • Lost money –  up to the value of £750
  • Emergency personnel replacement – up to £1,000
  • Personal accident benefit – £350,000 when travelling on public transport, and £25,000 at any other time during your trip

Terms and conditions apply

Cardholder misuse insurance

If one of your cardholders uses their card inappropriately, and you can’t get reimbursed, you could be covered for:

  • up to £15,000 per cardholder
  • up to £1,000,000 each year for your whole business

The policy covers permanent and temporary staff, and you can claim for any fraudulent transactions that took place:

  • up to 75 days before you discovered the fraud
  • 14 days after you notify us

Terms and conditions apply

Online payment and fraud protection

We’re making it safer for all our customers to shop online, whether you’re buying office supplies, making travel arrangements or simply paying your regular suppliers.

To make sure you’re protected, we monitor all online transactions, to help identify any suspicious activity. In the unlikely event that an unauthorised transaction does take place, your business won’t be liable for the cost.

When you shop online, Barclaycard Secure gives you the same level of security as Chip and PIN. For extra peace of mind make sure that you buy from participating retailers. They will ask for a secure password every time you use your Barclaycard business card online.