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Premium Plus business credit card

Get six months interest-free on purchases from account opening. T&Cs apply**

With our Premium Plus credit card

Premium Plus credit card

Representative example

  • Representative 56.8% APR (variable)
  • Purchase rate 20.2% p.a. (variable)
  • Based on a £1,200 credit limit
  • Annual fee £150 (per account)

Product T&Cs apply
Insurance T&Cs apply
Standard Cashback T&Cs apply

We’ll decide whether to approve your application and the terms we offer by looking at your financial circumstances and borrowing history.

Product T&Cs apply
Insurance T&Cs apply
Standard Cashback T&Cs apply

We’ll decide whether to approve your application and the terms we offer by looking at your financial circumstances and borrowing history.

  • Enjoy 0.5% cashback on all your business spend*

  • Get up to 56 days’ interest-free credit when you pay in full and on time

  • Includes business travel, purchase protection and cardholder misuse insuranceΔ

Discover a more rewarding way to pay with Premium Plus

Travel benefits and savings
  • Unlock cashback on your business spend*

    Get 0.5% cashback on all business spend, up to £400 per year.*

  • Free enhanced travel insurance

    Covering you overseas if you pay your trip in full with your Premium Plus credit card.Δ T&Cs apply.

  • Save when you travel abroad

    Streamline international transactions with a 2% reduction in foreign exchange fees.

  • Airport lounge access

    Enjoy a priority pass to airport lounges – with two visits for free (additional visits cost £20 each).

  • A smarter way to make big purchases

    Get six months interest-free on purchases from account opening.**

  • Handpicked perks, only for our business cardholders

    Save on the everyday costs of doing business with our rewards and discounts. T&Cs apply.

Moneyfacts logo

Recognised for the 11th year running

We’re delighted to be announced ‘Best Business Card Provider’ at the Business Moneyfacts Awards for the 11th year running.

We’re very proud to be recognised for supporting the UK’s business community 11 years in a row – demonstrating how much we value and reward our customers year in and year out.

Important things you need to know

More reasons to choose a Premium Plus credit card

Ready to apply? Here’s what you need

You can apply if:

  • You’re a business owner or director

  • Directors and employees are over 18 years old

  • Your business is UK-based

  • Your business turnover or new business plan exceeds £10,000 per year

  • You and your business aren’t bankrupt or in bankruptcy proceedings

  • Your existing financial commitments aren’t overdue and have been managed well over the last 12 months

  • You haven’t been declined for a Barclaycard commercial card in the last six months

  • You’ve looked at all of our business cards and have carefully considered if this one’s right for your business

What you’ll need to hand:

  • Your business’ details

  • Your bank details – a bank statement should have everything you need

  • Financial information such as business turnover and net profit before tax

  • Details of your business partners or other business owners including their date of birth, current home address and up to three years of their address history (this doesn’t apply to sole traders)

Apply now  


 

Are you an existing customer looking to upgrade to Premium Plus?

Call us on 0800 008 008 and we’d be happy to help. We’re open 24 hours a day, seven days a week.

Before you apply, please read our insurance terms and conditions carefully and decide if you’d like to opt out of receiving the free insurance benefits included with this card. If you’d like to receive a paper version of this document, call 0808 256 8488.

You’ll automatically be opted in to receive paperless statements and insurance benefits. To opt out, you’ll need to call us on 0808 256 8488 before applying. Please also read the card terms and conditions and view the summary of rates.

And finally, your standard and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. To learn more, visit understanding interest rates.

Have you considered these options?