Premium Plus business credit card

The award-winning Premium Plus credit card

Representative example

Representative APR
Purchase rate
Based on a
credit limit
Annual fee
£150 in total per account. No additional cardholder fees

Terms and conditions apply. The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

Premium plus credit card

Is this the right card for you?

  • Premium Plus is ideal if you’re trading or making frequent business trips overseas
  • You’ll be able to earn cashback on purchases and travel costs
  • Comes with travel insurance*
  • Transform your business credit card into a priority pass to airport lounges
  • Get a discounted rate on foreign exchange fees
The award-winning business credit card

The award-winning business credit card

We are delighted to have been awarded ‘Best Business Card Provider’ at the Business Moneyfacts Awards for the 10th year running.

We’re proud to be recognised for supporting the UK’s business community 10 years in a row, demonstrating how much we value and reward our customers year in and year out.

Key features and benefits

  • Save 2% on foreign exchange fees
  • Comes with a six-month interest-free on purchases periodΔ
  • Plus, you’ll get up to up to 56 days interest-free on purchases when you pay in full and on time
  • Transform your Premium Plus into a priority pass to airport lounges and get two visits for free.
  • Additional visits cost £20 each
  • We’ve got you covered with business travel, purchase protection and cardholder misuse insurance
  • 0.5% cashback on all eligible spend, up to £400 per year Terms and conditions (Cashback) (PDF 914KB)

Additional features

  • Make contactless payments using Apple Pay** – the easy, secure, and private way to pay
  • Easily manage your account, view statements and make payments on your smart device with online servicing
  • Keep on top of your business expenses and manage employee cards with MyControls
  • Go paper free and download your statements online
  • Need help? Whatever time or day, we’re only a call away
  • We’ll keep an eye on your account and alert you about suspicious activity straightaway
  • Enjoy discounts from some of your favourite brands and the hottest entertainment tickets with Business Rewards

*Please bear in mind that if you opt out of insurance, you won’t be eligible for the insurance benefits and won’t be able to make a claim. ΔIf you don’t make at least your minimum payment on time each month, or if you go over your business credit limit, you’ll immediately lose any promotional rates you have. If you do lose your promotional rate, or when your promotional term ends, we’ll transfer the promotional balances to your standard balance, or cash balance if they relate to cash transactions. **Subject to your company policy. T&Cs apply.

Before you apply for your Premium Plus business credit card

To help you zip through the application process, please have your business, financial and bank details to hand and you’ve made sure that:

  • you and your business is not bankrupt, or in bankruptcy proceedings
  • existing financial commitments are not overdue and have been managed well over the last 12 months
  • your business turnover or new business plan exceeds £10,000 per year
  • your business is UK-based
  • directors and employees are at least 18 years old
  • you’ve looked at all of our business cards and have carefully considered if this one’s right for your business

Please note that your standard and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes will not apply to your promotional interest rates. To learn more visit understanding interest rates.

Apply now

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