Your Barclaycard at a glance
0% interest on balance transfers for up to 28 months
From the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer.
3.45% transfer fee
On each balance transfer made. Terms and conditions apply which you can find in the important information section below.
Check if you’re eligible first
Applying for more than one credit card in a short space of time could affect your credit score.
Use our free eligibility checker before applying to find out whether you’re likely to be accepted for a card. It only takes a few minutes and it won’t affect your credit score.
You might be eligible for some of our other credit card offers. Check your eligibility for our other cards to make sure you’re getting the best offer for you.
Important things you need to know
Balance transfer calculator
Balance transfer calculator results
- % period months then
- Transfer fee £ 1.75% of £
- Cost to you £0 paid off in 0 months
Our calculator is for illustrative purposes only
Benefits with your Barclaycard
Barclaycard Cashback Rewards
Register for this benefit, and you can earn up to 15% cashback when you spend at a range of participating retailers. T&Cs apply
Save with Barclaycard Entertainment
You’ll have access to selected live events, festival presales and lots of customer-only perks.
One simple fee abroad
Use your Barclaycard for a simple and secure way to pay overseas. With access to an emergency replacement card or cash, it’s the perfect travel companion.
Fraud Protection 24/7
Whether you’re buying on the high street, online or overseas, our state of the art detection system monitors around the clock to stop fraud in its tracks.
Free additional cardholder
Share your card with someone close to you for flexibility when you’re not around – handy for emergencies or things like your weekly shop. (Terms apply).
Before you apply
Apply online in four easy steps and we’ll give you a response in one minute. If approved, your Barclaycard could be with you in five working days.
You can apply if:
You are aged 21 or over
You haven't had any Individual Voluntary Agreements, County Court Judgements, and haven't been declared bankrupt in the past six years
You always make payments on time
You have at least four years' experience of managing credit
You have had a permanent UK address for at least two years
You have a personal income of more than £20,000 per annum
You are able to afford repayments on any outstanding credit commitments
What you’ll need to hand:
Address details for the last two years
Phone number and e-mail address
Current employment details
Details of your annual income before tax
Details of your monthly income after tax
A good idea about your monthly outgoings
Main bank account sort code and account number
In some situations, if your application is accepted you will need to provide copies of your last two bank statements or payslips
Not the card for you?
Balance transfer credit cards
Rewards credit cards
Contact us if you’re having difficulty understanding
We can provide additional support for all customers, including those who have mental or physical health conditions or learning disabilities.
If you would like to talk to someone call 0800 056 3486 from 9am - 5pm Monday to Friday and 9am - 4pm on Saturday.