Rates balances page

Helping you to understand interest and fees

Your interest rates and balances

We charge interest differently, depending on the type of transaction. For example, the interest on making a new purchase may be different from that on a cash withdrawal. To help make things simpler for you, we’ve summarised the balances you may have on your account and how we charge interest on them: 

You can find your interest rates on your monthly statement.

You can view your statement in your Barclaycard app. Log in, select ‘More’ then ‘Statements and documents’.

You can also view your statement in Barclaycard online servicing.

Your interest charges

Watch our short video to see how we work out interest charges on your Barclaycard. We explain how the amount you pay – and when – affects the interest you’re charged.