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Helping you to understand interest and fees

Your interest rates and balances


We charge interest differently, depending on the type of transaction. For example, the interest on making a new purchase may be different from that on a cash withdrawal. To help make things simpler for you, we’ve summarised the balances you may have on your account and how we charge interest on them: 


You can find your interest rates on your monthly statements or by logging into Barclaycard online servicing .