We’re not charging late payment or cash advance fees, to help during the coronavirus situation
To make things a little easier during these difficult times, we’re not charging late payment or cash advance fees between 19 March and 17 June. You’ll still need to pay at least the minimum payment on time every month. That way, you’ll pay us less interest and your credit score won't be affected as long as you were up to date with your payments last month and you make at least the minimum payment to us within 14 days of the payment due date.
If your income is being impacted by coronavirus and you’re not able to make repayments at this time, we want to help. You may be eligible for a Barclaycard payment holiday which means that you won’t need to make your usual payments for up to three months. The quickest and easiest way to apply is to fill in our online form.
Visit our coronavirus help and support pages for more information on managing your money.
Simple ways to avoid a late payment fee
Timings
Your payment can take a few days to reach us, so you need to make it in plenty of time.
- Cheques can take between four and seven working days to clear
- Payments made using Barclaycard online servicing can take up to three days to clear
- Make at least the minimum payment by your payment due date
Direct Debit
Set up a direct debit and your payments will be made automatically – either the minimum payment, a set amount decided by you, or the full balance. To set up a direct debit download the Barclaycard app to your mobile or log into or register for Barclaycard online servicing.
We’ve created some useful step-by-step guides to help you get started – from registering and logging in, to paying your bill.
Budget
Make sure you have enough money in your account to cover payments to ensure your payment doesn’t bounce.
Payment due date
If your payment is currently due at a time of the month when you’re low on funds, you can change the payment due date on your account to one that suits you better. All you need to do is log in to or register for Barclaycard online servicing and send us a secure message – through your 'Help’ menu – with the date you’d prefer. We’ll get back to you within 24 hours with the nearest available new payment day. Alternatively you can call us and ask us to make the change for you.
Set up spend alerts
Set up free SMS or email payment due alerts and we’ll send you a reminder so you get plenty of time to make the payment. Simply log in to your Barclaycard online servicing account and click on ‘your details’. If you’re not registered, you can register for an account – it only takes a few minutes and you’ll find lots of great ways to help you manage your account online.
Barclaycard online servicing
Log in or register to:
- Make a payment
- Set up spend alerts
- Set up a Direct Debit
- And manage your account online
Barclaycard app
Manage your account on the move:
- Check your balance
- Review your purchases
- Make a payment
- Set up a Direct Debit
