What are cash-like transactions?

Cash-like transactions include:

  • gambling
  • gaming
  • lottery websites
  • crypto-currency
  • money orders
  • wire transfers
  • stocks and shares
  • buying foreign currency from a UK bank or Bureau de Change, including traveller's cheques and pre-paid foreign currency travel cards

You'll pay the same cash interest rate and cash fee when you use your card for any cash-like transaction. Cash-like transactions count towards your total cash limit, but not your daily cash withdrawal limit.

From 14 April 2020, the Gambling Commission put measures in place to stop the use of credit cards for gaming and betting in the UK. This applies to all online and offline gambling. Payments made face-to-face for lotteries are excluded and can still be paid for using a credit card.

Find out more about your cash interest rates and fees.