Can I set up my account so I'm always asked to confirm it's me using Visa Secure or Mastercard Identity Check when I'm shopping online?

No - everything you buy online will be automatically assessed. Depending on your previous purchase history and other fraud monitoring processes you may not always be asked to confirm it's you - so you can whizz through checkout quicker.

If you're not asked to confirm it's you, you'll see a message saying Barclaycard is currently verifying your transaction, so you'll know your transaction is being processed.

You are still protected by our fraud guarantees.