Why do I need PINsentry?

The Payment Services Directive 2 (PSD2) is a piece of European Union (EU) legislation that aims to make banking safer, more transparent and innovative. The legislation includes Strong Customer Authentication (SCA), which requires you to confirm it's you when you pay for things online. PINsentry is one of the options to help verify your identity, giving you greater security and peace of mind.

You can also choose to confirm it's you using a one-time verification we can text to your mobile phone, or by using our app - there's no codes, just a few taps and you're done.