What is a balance transfer?

A balance transfer lets you use the credit available from one credit card, to pay off the balances due on one or more other credit cards. Usually, the balance transfer interest rate is lower than the rate of the balance on the cards that are being paid off.

See the available balance transfer offers on our products.

If you're an existing customer, you can apply for any transfer offers by logging into Barclaycard online servicing and selecting 'Transfers & offers' in the main menu, to see which offers are available to you.

Log into, or register for Barclaycard online servicing.

If you prefer, you can get in touch with our Customer Services Team and they'll talk you through the options available to you."