What is a balance transfer?

A balance transfer lets you use the credit available from one credit card to pay off what you owe on one or more other credit cards. The balance transfer interest rate is usually lower than the rate on the cards you’re paying off.

See our latest balance transfer offers.

If you already have a Barclaycard, you can apply for any balance transfer offers shown in the Barclaycard app or Barclays app.

You can also see our latest balance transfer offers in Barclaycard online servicing.

See more information about balance transfers.