How will an Instalment Plan affect my monthly minimum payment and how much will I have to pay?

When you set up a Plan, your purchase amount will be moved from your standard balance to your Plan. We'll then evenly split your purchase amount and the one-off fee over the length of the Plan, which you can choose to be any time between 3 and 24 months.

The repayments will make your minimum monthly payment higher, so make sure you can afford the increase before you set up a Plan. For full details, all the important information and to see if there's a Plan offer available to you, log into Barclaycard online servicing.

To see some Plan examples and payment amounts, visit Instalment Plans at

Before you get started, note that if you fail to make two consecutive minimum payments on time, or if you don't pay enough to cover your increased monthly minimum payment each month, we'll automatically cancel your Plan. This means, we'll move your remaining Plan balance back to your standard balance and start charging interest on it at your standard rate. We'll also refund part of your one-off fee. Log into Barclaycard online servicing for all the important information.