What happens if I over pay on my Instalment Plan?

If you make a payment that's more than your standard balance plus your monthly Instalment Plan payment, we'll use it to reduce your future Plan payments. Doing this could help end your Plan earlier than expected.

If you’ve more than one Plan, overpayments will go to the last payment of the Plan that ends first, followed by the penultimate payment and so on, until your Plan has been cleared.

If you finish your Plan early, we'll refund a proportionate amount of your one-off fee.