Your competitor cards aren't tracking the Bank of England Base Rate. Why are you doing this?

We've changed our Terms and Conditions so that our customers' standard and cash interest rates now move in line with the Bank of England Base Rate. This direct link is to make sure customers can see how a change to the Base Rate directly affects their interest rates.

Your interest rates can still change for other reasons, as they can today. You can find further information within section 4 of the Terms and Conditions.