It's a small handheld device that generates a unique 8-digit code to confirm it's you when you're shopping online. If you're asked to confirm it's you, you can simply insert your card and tap in your PIN to use it. Entering this code gives you an extra level of security and protection.
Everything you buy online will be assessed by Visa Secure. However, depending on your previous purchase history and other fraud monitoring processes you may not always be asked to confirm it's you - so you can whizz through checkout quicker.
You can also choose to confirm it's you using a one-time verification we can text to your mobile phone, or by using our app - there's no codes, just a few taps and you're done.